FAQ

What is a personal loan for bad/poor credit and how do I get one?

A bad credit personal loan is typically a small, short-term loan of $100 to $1,000. A credit check is not required, so you can get one even if your credit record is not perfect. There is no paperwork, faxing, or mailing involved, and you will not have to provide collateral or a cosigner. You can apply online from your home or office and be approved within one hour. To apply, you need to fill out our simple online application form.

How does it work?

As soon as you submit the online form, we will match you with a pre-screened lender from out network who can best meet your requirements and is ready to make an offer. You could get approval for a loan in about an hour. Go through the terms and conditions carefully before you decide about accepting the offer. If you have any doubts, ask the lender for an explanation. If you choose to accept the offer, the money can be deposited directly into your bank account in one working day. On the due date, the principal amount, interest, and fees will be electronically withdrawn from your bank account. You must be sure that you can repay the loan on time. A delay can result in late fees and penalties.

How do I know if it is secure?

We take every possible precaution to ensure that your personal information will be secure. State-of-the-art electronic security measures are used to protect your data. Your personal information is stored on secure computers in premises with controlled access. We search for the best lenders and check their reputation and track record carefully before they join our network. Their performance is reviewed regularly to ensure that they are providing outstanding service. To find out more about how we gather and use personal information, please review our Privacy Policy.

Why should I deal with you?

We help our customers to get bad credit loans from reputable lenders without any difficulty. Our customers know that they can count on us to offer a helping hand when they need it most. We strive to ensure that every customer gets a loan solution that is tailored to his / her unique requirements. Customers are informed about what to expect in the beginning, so there is no need to worry about any surprises. You can get no-nonsense advice that will help you to make the right financial decisions. We want you to improve your financial health and be free of debt in the long term.

Will I qualify for a loan for bad credit?

Your credit score will not be considered by the lender while processing your application, so there is no need to worry about your credit history. You can qualify for a loan even if your credit record is not perfect.

To qualify for a loan, you need to:

• Have a regular monthly income of at least $1,000
• Be a citizen of the United States
• Have an active bank account in your name (checking or savings)
• Be at least 18 years old

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